PT Zurich Topas Life (ZTL), with headquarter in Jakarta, is part of Zurich Group which has extended its presence in Indonesia in November 2010. ZTL is committed to serve Indonesian customers to meet their rapidly expanding protection and saving needs. Most of ZTL's stocks are owned by Zurich Insurance Company Ltd. while the rest of it is owned by PT Mayapada Prasetya Prakarsa as our business partner.
Our multi-channel distribution strategy provides cutomers with more choices to purchase insurance products from ZTL, while also following us to extend our presence to serve a broader range of cutomer segments.
Our professional insurance agents and quality bank partners understand our customers' needs. With a comprehensive range of financial protection and wealth management products they are able to offer the right solutions to fit each individual's stage of life.
We are a JV Company founded in1991 with Zurich Insurance Company Switzerland as our majority shareholder. We are headquartered in Jakarta (Sudirman Plaza) and employ currently 95 employees
Our core strengths are :
Often unintentionally, assets might be under-insured and we appreciate to address its consequences in following write-up.
When insuring your assets, it is important to understand the difference between market value and insurance value. Market values represent the value of your assets, which a potential buyer would be willing to pay.
Where as Insurance Valuations focus either at the new replacement value or at the indemnity value. The new replacement value represents the value (or cost required) for a new replacement of your damaged assets. Where as the indemnity value is the new replacement value less depreciation in terms of usage, wear and tear etc.
The concept of insurance based on replacement value is to repair or reinstate or replace the damaged asset with similar asset which is not better or broader than the asset insured when it was new. This method is called insurance on a reinstatement basis.
The concept of insurance based on indemnity value is to repair or reinstate or replace the damaged asset with a similar asset which is not better or broader than the asset insured at the time immediately prior to the loss, taking into consideration the age condition and remaining useful life of the asset. This method is called insurance on an indemnity basis.
Please check your sum insured in your policy and make sure, that you correctly state your sum insured either as the new replacement value or the indemnity value that will serve as the basis for the settlement of claims. Some insurance policies only allow you to declare the new replacement value as the Sum Insured.
In case of under-insurance, if assets were under-insured by 40%, the compensation would also be reduced by 40% correspondingly. This practice is known in the insurance industry as "average" and explained in below illustration and following formula. (Source)
PT. Zurich Insurance Indonesia
Sudirman Plaza
8th Floor, Indofood Tower
Jl. Jend. Sudirman Kav. 76-78
Jakarta 12910
Indonesia
Phone: +62 21 5793 6770
Fax: +62 21 2554 3670
Fax for claim service: +62 21 2554 3690
PT. Zurich Topas Life
Permata Bank Tower I, 5th Floor
Jl. Jend Sudirman Kav. 27
Jakarta 12920
Indonesia
Phone: +62 21 2935 6188
Fax: +62 21 250 0868
IT Staff (Code: IT)
Corporate Marketing & Communications Manager
Please submit your application letter and CV by email to: zii.hr@zurich.com and state the position code at the email title. Closing date of application: 2 weeks after this ads published. Only short-listed candidates will be notified.
Our multi-channel distribution strategy provides cutomers with more choices to purchase insurance products from ZTL, while also following us to extend our presence to serve a broader range of cutomer segments.
Our professional insurance agents and quality bank partners understand our customers' needs. With a comprehensive range of financial protection and wealth management products they are able to offer the right solutions to fit each individual's stage of life.
We are a JV Company founded in1991 with Zurich Insurance Company Switzerland as our majority shareholder. We are headquartered in Jakarta (Sudirman Plaza) and employ currently 95 employees
Our core strengths are :
- Our leadership and expertise in the corporate customer segment.
- Our focused and disciplined involvement in chosen markets.
- Our risk engineering and claims services.
Often unintentionally, assets might be under-insured and we appreciate to address its consequences in following write-up.
When insuring your assets, it is important to understand the difference between market value and insurance value. Market values represent the value of your assets, which a potential buyer would be willing to pay.
Where as Insurance Valuations focus either at the new replacement value or at the indemnity value. The new replacement value represents the value (or cost required) for a new replacement of your damaged assets. Where as the indemnity value is the new replacement value less depreciation in terms of usage, wear and tear etc.
The concept of insurance based on replacement value is to repair or reinstate or replace the damaged asset with similar asset which is not better or broader than the asset insured when it was new. This method is called insurance on a reinstatement basis.
The concept of insurance based on indemnity value is to repair or reinstate or replace the damaged asset with a similar asset which is not better or broader than the asset insured at the time immediately prior to the loss, taking into consideration the age condition and remaining useful life of the asset. This method is called insurance on an indemnity basis.
Please check your sum insured in your policy and make sure, that you correctly state your sum insured either as the new replacement value or the indemnity value that will serve as the basis for the settlement of claims. Some insurance policies only allow you to declare the new replacement value as the Sum Insured.
In case of under-insurance, if assets were under-insured by 40%, the compensation would also be reduced by 40% correspondingly. This practice is known in the insurance industry as "average" and explained in below illustration and following formula. (Source)
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Company Contact
PT. Zurich Insurance Indonesia
Sudirman Plaza
8th Floor, Indofood Tower
Jl. Jend. Sudirman Kav. 76-78
Jakarta 12910
Indonesia
Phone: +62 21 5793 6770
Fax: +62 21 2554 3670
Fax for claim service: +62 21 2554 3690
PT. Zurich Topas Life
Permata Bank Tower I, 5th Floor
Jl. Jend Sudirman Kav. 27
Jakarta 12920
Indonesia
Phone: +62 21 2935 6188
Fax: +62 21 250 0868
Jobs and Career
IT Staff (Code: IT)
Corporate Marketing & Communications Manager
How to apply
Please submit your application letter and CV by email to: zii.hr@zurich.com and state the position code at the email title. Closing date of application: 2 weeks after this ads published. Only short-listed candidates will be notified.
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